XM Rebates & Cashback
Maximize your trading profits with competitive rebate rates. Earn cashback on every lot you trade at XM through FXPAYBACK, with no change to your spreads or execution.
What is a broker rebate?
A forex rebate (or cashback) is a portion of your trading cost that is paid back to you on every trade. Brokers earn from the spread or commission you pay each time you trade. Through a partner like FXPayback, part of that is returned to you — turning a normal cost into ongoing savings, whether your trade wins or loses.
How it works
Brokers run Introducing Broker (IB) programs that reward partners for bringing them active traders. When you open or link your XM account through FXPayback, the broker pays us a small commission based on your trading volume — at no extra cost to you. Your spreads, leverage and execution stay exactly the same.
How we pay your rebate
We pass the majority of that commission straight back to you — up to 90% — as cashback. Rebates are tracked automatically and paid to your FXPayback wallet, ready to withdraw. We keep only a small share to keep the service running: payment providers, the platform and customer support.
How you can earn extra
Here's exactly where the money goes when you trade one lot of gold:
We keep only a small part of our commission to run the service — payment providers, the website and support — so the program stays reliable and free for you to use.
How much you can earn
Choose your account type and enter your monthly volume.
XM rebate rates
What you get back per lot on each account type.
| Account | Forex | Metals | Rebate | Payout |
|---|---|---|---|---|
| Standard | Up to $2.70 | Up to $18 | Up to $18 / lot | Daily |
| XM Ultra Low | Up to $2.70 | — | Up to $2.70 / lot | Daily |
| Shares Account | — | — | Up to $2.70 / lot | Daily |
How to get your cashback
Open a new account Fastest
Click our referral link
Open the XM sign-up page through the FXPayback partner link.
Login or register
Log in to your XM Client Area or create a new account.
Complete verification
Verify your identity and account details as required by XM.
Open a trading account
Open a new MT4 or MT5 account in your Client Area.
Start trading
Deposit funds and trade to receive cashback on every lot.
Link an existing account
Recommended: open a new account under our link
The simplest way to receive cashback is to open a fresh trading account under the FXPayback referral link and move your funds internally.
Or request an IB transfer by email
If you prefer to keep your current account, email XM support and ask them to move it to our IB / partner group using the ready-to-send email below.
Wait for confirmation
XM will confirm once the account is linked. After that, every trade earns cashback.
To: support@xm.com Subject: Attach my account to FXPayback IB (Partner ID A1229367) Hello XM Support, I already have a trading account with you and would like it attached to the FXPayback introducing broker (IB) partner group so I can receive cashback. My trading account number: ____________ Partner / IB ID: A1229367 Please confirm once my account has been linked. Thank you.Open in email app
About XM
XM is a globally recognized broker with multiple regulatory licenses and years of market experience, serving traders worldwide. By linking your XM account with FXPayback you keep the same premium trading conditions and earn consistent cashback on every trade.
XM cashback is a portion of the spread or commission returned to you on each trade. You can earn up to $2.70 per lot — for example, 10 standard lots a month can return up to $27 in cashback. Cashback applies on MT4, MT5 and WebTrader and does not change your spreads or execution speeds.
| Founded | 2009 |
|---|---|
| Headquarters | Limassol, Cyprus |
| Regulation | CySEC, ASIC, DFSA, FSC Belize, FSCA |
| Min Deposit | $5 (all main accounts); Shares acct $10,000 |
| Max Leverage | Up to 1:1000 (region-dependent; 1:30 EU) |
| Instruments | 1,400+ |
| Platforms | MT4, MT5, XM App |
| Rebate Payout | Daily |
| Max Rebate / Lot | Up to $18 / lot |
| Commission Returned | Up to 90% |
| IB / Partner ID | A1229367 |
Account types
XM offers the following account types: Standard, Micro, Ultra Low (Std/Micro), Zero (select regions), Shares. Each account qualifies for cashback through FXPayback.
Spreads
Standard / no-commission EURUSD spread: Standard: from 1.6 pips; Ultra Low: from 0.6-0.8 pips. Raw / ECN EURUSD spread: Zero acct: from 0.0 pips. Commission (raw account, round turn): Zero: $3.5/side = $7 RT; Standard/Ultra Low: no commission.
Deposits & withdrawals
No deposit/withdrawal fees from broker; cards, Skrill, Neteller, wire, local methods; $15 inactivity fee after dormancy Swap-free (Islamic): Yes (Islamic option on all accounts).
Customer support
XM provides customer support via live chat and email, typically in multiple languages, with a help centre covering common account and platform questions.
Regulation & authority
XM operates under regulation from CySEC, ASIC, DFSA, FSC Belize, FSCA. Client funds are typically held in segregated accounts, with standard KYC and AML procedures.
The FXPayback team independently reviews XM — including account opening, funding, trading and withdrawals — to confirm that rebates are credited correctly and on time, and that the broker delivers the trading conditions it advertises.
XM FAQ
Will my spreads increase if I use your referral link?+
No. Your trading conditions, including spreads and execution speeds, remain identical to those offered directly by XM. We simply share our partner commission with you.
How often are rebates paid?+
Rebates are processed and updated in your dashboard shortly after each trading period, once confirmed by the broker.
Can I transfer my existing XM account?+
You can request a transfer to our IB group by emailing XM support, but the recommended approach is to open a new account under our referral link and transfer funds internally so you receive cashback immediately.
Which platforms support cashback?+
Cashback is available on MT4, MT5 and WebTrader accounts. All trading on these platforms qualifies for rebates.
Is there a minimum trade duration?+
Some instruments may have requirements. Avoid scalping or churning (opening and closing within seconds) to ensure rebates are validated by the broker.
Start earning XM cashback
Up to $18 / lot — paid daily, with no change to your trading.
Open your account