Last updated: October 18, 2026 · By the FXPayback Research Desk
For many active traders, an Exness Standard account ends up cheaper than Raw Spread once cashback is counted. Raw has tighter spreads but charges up to $7 per round-turn lot, while Standard earns a bigger rebate: $2–3 per forex lot and up to $5–7 on gold through FXPayback at the time of writing.
Most traders pick an account once and never look at it again. Raw sounds professional. Zero spread sounds cheap. But the number that matters is what you actually pay per lot after everything, including what comes back to you.
What’s the difference between Exness Standard and Raw Spread?
The Standard account builds its cost into the spread. You pay no commission. The Raw Spread account offers spreads from 0.0 pips but charges a commission on every lot.
Here’s how the main Exness accounts compare, based on a BrokerListings account review:
| Account | Spreads from | Commission | Minimum deposit |
|---|---|---|---|
| Standard | 0.2 pips | None | About $10 (varies by region) |
| Pro | 0.1 pips | None | $200 (varies by region) |
| Raw Spread | 0.0 pips | Up to $3.50 per side ($7 round turn) | $200 (varies by region) |
| Zero | 0.0 pips | From $0.05 per side, varies by instrument | $200 (varies by region) |
Remember that “from” spreads are best-case numbers. In the same review, the tester’s real EURUSD cost on Standard came in at 0.8 to 1.1 pips, or about $8 to $11 per standard lot. For a deeper look at the broker itself, read our Exness review.
How much cashback do you get on each Exness account?
This is where most comparisons stop too early. Rebates differ a lot by account type. At the time of writing, our Exness cashback page lists:
- Standard: $2–3 per lot on forex, up to $5–7 per lot on gold.
- Raw Spread: $0.60 per lot on EURUSD, $2 per lot on gold.
- Zero: $0.60 per lot on EURUSD, $2 per lot on gold.
- Pro: up to 18% of the spread.
Why the gap? On Standard, the broker earns from the spread, so there’s more IB commission to share back with you. On Raw, most of your cost is a fixed commission the broker keeps, so the rebate is smaller.
Which account is cheaper after cashback? A worked example
Let’s take a trader doing 50 lots of EURUSD a month. These are example assumptions, so swap in your own numbers:
| Per month (50 lots EURUSD) | Standard | Raw Spread |
|---|---|---|
| Assumed average spread | 0.9 pips ($9/lot) | 0.1 pips ($1/lot) |
| Commission | $0 | $7/lot |
| Gross cost | $450 | $400 |
| FXPayback cashback | -$125 (at $2.50/lot) | -$30 (at $0.60/lot) |
| Net cost | $325 | $370 |
Before cashback, Raw wins by $50. After cashback, Standard wins by $45. Over a year that’s a swing of more than $500 for the same trades.
Gold makes the gap wider. Standard pays up to $5–7 per gold lot back versus $2 on Raw, so gold-heavy traders should run the numbers before assuming Raw is cheaper.
When is Raw Spread still the better choice?
If your real Standard spread is much wider than our example, or you scalp for 2–3 pips where every fraction of a pip changes your win rate, Raw can still make sense. The point is to check, not to guess.
How do you work out your own cheapest Exness account?
- Log your real spreads. Note the spread on your last 20 trades on your main pair or gold. Use the average, not the advertised “from” number.
- Add the commission. On Raw, add the round-turn commission for that instrument from the Exness contract specs.
- Subtract your rebate. Use the rates on our Exness cashback page and plug your volume into the rebate calculator.
- Compare net cost per lot. The lower number wins. Check your margin needs too with the margin calculator.
- Link your account through FXPayback. Cashback only applies to accounts tracked under us, so sign up before you start trading.
How else can you cut trading costs on Exness?
Account choice is one lever. Others are just as simple:
- Avoid entering right before big news, when spreads widen.
- Trade during liquid sessions, when spreads are tightest.
- Cut overtrading. Fewer, better trades cost less.
- Get paid back on every lot through FXPayback, win or lose.
Our guide to reducing trading costs goes further. Trade elsewhere too? We also cover XM and IC Markets.
FXPayback has been paying traders since 2020, returning up to 90% of the IB commission, with withdrawals from just $1. Check our payout proofs and read about us before you join.
Start earning Exness cashback on every lot at FXPayback.com
One honest caution. Lower costs help, but they don’t turn a losing strategy into a winning one. ESMA found that 74–89% of retail CFD accounts typically lose money. Get your risk right first, then squeeze your costs.
Frequently Asked Questions
Is Exness Standard or Raw Spread cheaper?
It depends on your real spreads and volume. Raw has tighter spreads but charges up to $7 per round-turn lot. Once cashback is added, Standard is often cheaper because its rebate is bigger: $2–3 per forex lot versus $0.60 on Raw EURUSD at the time of writing.
How much cashback does an Exness Standard account pay?
At the time of writing, FXPayback lists $2–3 per lot on forex and up to $5–7 per lot on gold for Exness Standard accounts. Rates can change, so check the Exness cashback page for current figures.
Can I get cashback on an Exness Raw Spread account?
Yes. At the time of writing, FXPayback lists $0.60 per lot on EURUSD and $2 per lot on gold for Raw Spread and Zero accounts.
How do I start getting Exness cashback with FXPayback?
Sign up at FXPayback, open or link your Exness account through FXPayback, and trade as normal. Cashback is paid on every lot, win or lose, and you can withdraw from $1. FXPayback has been paying traders since 2020.
Risk disclaimer: Trading forex, gold and CFDs involves significant risk and you can lose more than your deposit. Spreads, commissions and rebate rates change over time. This article is for information only and is not financial advice.